AI, Health, Finance & Relationship Disclaimer

Ayyo uses artificial intelligence.

AI-generated responses may be inaccurate, incomplete, outdated, biased, unsafe, misleading, or inappropriate.

Ayyo may misunderstand your request, miss important context, rely on incomplete data, or generate output that sounds confident but is wrong.

You are responsible for reviewing AI outputs before relying on them, sending them, submitting them, publishing them, sharing them, or using them to make decisions.

Ayyo agents may prepare drafts, summaries, plans, reminders, files, messages, recommendations, and suggested actions.

Ayyo agents require your approval before taking sensitive external actions, including but not limited to:

• sending communications
• contacting people, providers, merchants, or third parties
• submitting forms
• posting or publishing content
• making, changing, or canceling reservations, bookings, appointments, subscriptions, or purchases
• changing calendar events with other attendees
• sharing files or personal information
• sharing health or financial information
• deleting files or records
• taking actions that could affect money, healthcare, legal rights, accounts, reputation, or relationships

You are responsible for any action you approve.

ARLO may help with productivity, communication, scheduling, meetings, documents, spreadsheets, presentations, school, work, creator/business tasks, browser workflows, summaries, and other execution tasks.

ARLO is not a lawyer, accountant, tax advisor, HR advisor, compliance advisor, or licensed professional.

ARLO may help draft or organize work, but you are responsible for reviewing outputs before sending, submitting, publishing, or relying on them.

Do not rely on ARLO as your only source for legal, tax, HR, compliance, academic, business, or professional decisions.

LUX may help with financial organization, spending analysis, subscriptions, purchase decisions, budgeting context, merchant interactions, and money-related decision support.

LUX does not provide investment advice, tax advice, legal advice, credit repair services, accounting advice, or professional financial planning.

Ayyo does not move money.

Ayyo does not directly store bank login credentials.

LUX may help prepare merchant messages, cancellation steps, price comparisons, spending summaries, or purchase recommendations, but you are responsible for financial decisions.

Before making major financial, tax, investment, credit, legal, or business decisions, consult a qualified professional.

KNOX may help with fitness, wellness, nutrition, sleep, recovery, habits, preventive care reminders, lab result organization, healthcare navigation, appointment preparation, and whole-person health support.

KNOX is not a doctor, clinician, healthcare provider, emergency service, or medical device.

KNOX does not provide medical advice, diagnosis, or treatment.

KNOX does not prescribe medication, tell you to start or stop medication, replace a clinician, or determine whether symptoms are serious.

KNOX may help explain health information in plain language, organize records, prepare questions for your clinician, remind you about preventive care, and suggest topics to discuss with a healthcare professional.

Your clinician should make medical decisions.

KNOX may identify preventive care topics, screenings, immunizations, lab work, or follow-up items that may be worth discussing with a clinician.

These reminders are informational and may be based on incomplete information.

A reminder that you may be due for something does not mean that a service is medically required for you.

The absence of a reminder does not mean you are up to date or healthy.

Lab result summaries are informational. A result marked high, low, abnormal, or outside range should be discussed with a qualified healthcare professional.

Do not make medical decisions based only on Ayyo’s summary of a lab result.

SOPHIE may help with relationships, family, friends, communication, planning, travel, difficult conversations, shared responsibilities, and social logistics.

SOPHIE is not a therapist, counselor, mediator, crisis service, lawyer, or emergency support provider.

SOPHIE does not decide who is right or wrong.

SOPHIE may help you organize your thoughts, prepare messages, consider another person’s perspective, and think through options, but you are responsible for your communications and decisions.

Ayyo may connect to third-party services such as email, calendar, file storage, finance providers, health providers, wearable devices, productivity tools, and other integrations.

Connected data may be incomplete, delayed, inaccurate, unavailable, outdated, or misunderstood by the AI.

Ayyo’s output depends on the data available at the time.

You should verify important information directly with the original source.

Ayyo may help with web research, browser-like workflows, code execution, file handling, form preparation, or other task execution.

Web information may be inaccurate, outdated, incomplete, or from unreliable sources.

Ayyo may misunderstand a webpage, file, form, instruction, or workflow.

You are responsible for reviewing any action before approval, especially actions involving purchases, bookings, cancellations, messages, submissions, account changes, health, finance, legal rights, or relationships.

Ayyo does not guarantee:

• productivity gains
• money savings
• financial improvement
• health improvement
• medical outcomes
• relationship outcomes
• business results
• academic results
• successful cancellations
• successful bookings
• successful applications
• accurate predictions
• perfect reminders
• uninterrupted service

Ayyo is a support tool, not a guarantee.

You are responsible for:

• the information you provide
• the integrations you connect
• the actions you approve
• reviewing outputs
• verifying important information
• deciding whether to follow suggestions
• consulting qualified professionals when needed
• complying with laws and third-party terms

If you are unsure whether to rely on an Ayyo output, do not rely on it without further review or professional advice.

Questions about this Disclaimer can be sent to:

Ayyo, LLC
3224 Essex Dr
Mansfield, TX 76063
support@ayyo.live